Stay current on the latest changes and new guidance.
The Affordable Care Act and recent health care reform legislation has significantly altered the landscape for obtaining and providing health care benefits. PPC's Guide to Health Care Reform provides practical, easy-to-understand guidance on the key provisions of the many legislative changes in the last several years. You can use this Guide tokeep yourself up to date with the latest guidance. This will enable you to help your clients stay in compliance and avoid or minimize penalties and other costs brought on by health care reform.
Topics covered include:
- The mandate requiring employers to offer affordable health insurance coverage to full-time employees and their dependents or pay a penalty, including guidance on responding to IRS penalty notices.
- The premium tax credit and cost-sharing reduction subsidy available to help individuals pay for coverage, including line-by-line guidance on completing Form 8962, calculating the premium tax credit, and reconciling advance payments of the credit to the actual credit allowed.
- Information on the various types of health arrangements employers can provide for employees, including individual coverage HRAs (ICHRAs), excepted benefit HRAs (EBHRAs), and qualified small employer HRAs (QSEHRAs).
- Numerous notice and reporting requirements placed on employers, plans, plan sponsors, and insurers.
- Market reform provisions affecting health care plans and the benefits they provide, including required coverage for employees’ adult children to age 26, prohibition on annual and lifetime limits and preexisting condition exclusions, cost-sharing limits, expanded coverage of preventive services, maximum waiting periods, and specific rules for grandfathered plans.
- Coverage of the small employer health insurance credit available to help eligible small employers offset the cost of providing insurance to employees.
You'll also get real-life examples, worksheets, completed forms, quick-reference charts of implementation dates, and client letters.